Access to modern, reliable and affordable energy is essential for development, especially in rural and off-grid communities across sub-Saharan Africa and Asia. Distributed Renewable Energy (DRE) systems are helping close this gap, yet both providers and end users face financial and operational risks that are intensifying with climate change. This report, intended as a landscape assessment, examines how insurance can be integrated into DRE markets to reduce financial shocks, stabilize revenues and support community resilience. To strengthen resilience, greater support is needed to expand access to insurance and other financial risk-management tools. Insurance can stabilize incomes, reduce exposure to shocks and improve the financial resilience of households, businesses and DRE companies. Examples include index insurance for end-users, such as a Zambia pilot bundling drought index insurance with PAYGo solar systems, and government-administered index insurance schemes in Uganda that help pool systemic risks. Life and health insurance bundled with PAYGo products in Kenya and Nigeria helps households manage income shocks, while credit-risk insurance protects providers from widespread default.